YEARS OF                   “A” CERTIFICATE             “AA” CERTIFICATE

SERVICE

                                   

0                                                                              31,080                                     32,080

1                                              31,280                                     32,280

2                                              31,480                                     32,480

3                                              31,680                                     32,680

4                                              31,880                                     32,880

5                                              32,155                                     33,155

6                                              32,430                                     33,430

7                                              32,705                                     33,705

8                                              32,980                                     33,980

9                                              33,255                                     34,255

10                                            33,555                                     34,555

11                                            33,855                                     34,855

12                                            34,155                                     35,155

13                                            34,455                                     35,455

14                                            34,755                                     35,755

15                                            35,080                                     36,080

16                                            35,405                                     36,405

17                                            35,730                                     36,730

18                                            36,055                                     37,055

19                                            36,380                                     37,380

20                                            36,730                                     37,730

21                                            37,080                                     38,080

22                                            37,430                                     38,430

23                                            37,780                                     38,780

24                                            38,130                                     39,130

25                                            38,480                                     39,480

25+                                          38,505                                     39,505